A lifelong resident of Newark, New Jersey, Ron specializes in Federal Benefits and Education Retirement plans. Mr. Raffino helps individuals maximize the benefits earned during their working years. As retirees enter into the ‘golden years’, the government systems in place are difficult to comprehend for the former employees. Constant changes can be overwhelming.

As a retirement specialist, Ron enjoys personal fulfillment planning for the security and growth of a client’s funds. Fishing, hunting, camping and hiking are endeavors that Ron also enjoys participating in. Family takes a priority alongside his clients. With the utmost consideration, Ron revels in the opportunity to assist you with any and all financial inquiries or needs. Let’s plan your future together!